Advocate Finance can provide advice on buy to let (BTL) and residential investment mortgages.
We are specialists in Houses in multiple occupation (HMO) and Multi-unit freehold blocks of flats (MUFB).
Mortgages for business properties is a complex area that requires expert advice.
We are specialists in investment mortgages for commercial properties (incl Semi/Mixed Use) and Trading Business Mortgages for a business to operate from.
Short term loans with terms from 1 to 36 months secured on any property and land. Funds can be used for any purpose, including light or heavy refurbishments projects. Property Development loans fund the acquisition of land or property and the associated cost of works for either new build, heavy refurbishments or properties being converted to residential, HMO and block of flats.
Our Senior Adviser team can structure finance solutions for almost any property funding requirement.
This can be for large loans up to £50 million involving one of multiple lenders and structured finance for the purchase of shares in a property limited company.
Property Solutions Tailored for You
From a single property, a large portfolio comprising hundreds of properties, to Commercial and Development sites.
Custom Solutions for Your Financial Scenario
Whatever your credit history, circumstances, background or legal ownership of the property, we may be able to provide you with a solution.
A large number of people incur problems from lenders onerous small print and from not obtaining impartial knowledge. You can benefit from knowing we are here to manage the process and avoid any pitfalls for you.
Allow us to obtain the finance terms that meet your specific requirements. Whether this is the lowest payment or maximising the amount of finance you want to raise.
Even if you have been refused elsewhere, we are still able to help in most cases. Hundreds of customers have been assisted, despite being refused by their own bank or other lenders.
Remove the hassle of trying to arrange the finance yourself and get regular updates on progress.











Below are just a few of our happy customers, to read more see our Testimonials page
EXCELLENT 85 reviewsPosted on The Psychotherapy Clinic24 October 2025 I recently worked with Megan Parkin at Advocate Finance, and the experience was exceptional from start to finish. Megan was professional, knowledgeable, and proactive throughout the entire process. She explained every detail clearly, presented the options in a transparent way, and helped me choose the most cost-effective product for my mortgage. Her advice was accurate, thoughtful, and genuinely focused on my best interests. What stood out most was her efficiency and communication. Every email was answered promptly, and she ensured the whole process moved smoothly without any stress. Within days, everything was actioned, and I received my new mortgage offer exactly as discussed. It’s rare to find someone who combines deep expertise with such care and professionalism. I’d highly recommend Megan and Advocate Finance to anyone looking for clear, trustworthy, and efficient mortgage advice. Thank you, Megan, for making the process so easy and for delivering excellent service. JosephPosted on Julian Bessey24 October 2025 Megan was very efficient and helpful in a share purchase for me. Recommended!Posted on Adam Walker20 October 2025 David is a true expert in his field who provided solid, reliable advice throughout the entire process. Despite our complex financial circumstances, he found an excellent mortgage solution that perfectly suited our needs. His professionalism and knowledge made what could have been a stressful experience surprisingly smooth. I highly recommend working with Advocate Finance—David's expertise made all the difference.Posted on Nathan Bunce17 October 2025 Emily and David (and the rest of the team) have been great! Everything went super smoothly and in great time too. They are very responsive and always happy to answer any questions. And their fee is very reasonable too. We will definitely be using them again for future mortgages and bridging. Thankyou guys 😃Posted on Sagheer Riaz9 October 2025 I’ve used Advocate Finance on multiple occasions and have been very happy with their services each time. David is excellent at communication and always takes control of the process, liaising with all the necessary parties to keep things moving quickly when needed. Over time, we’ve built a great understanding — David now really understands my business and can offer tailored advice whenever I need it. Highly recommended.Posted on Sara Pearson8 October 2025 Called and made a appointment with Megan who promptly provided me with detailed quotes with great comparative information. She followed up her quotes with an informative discussion. After I'd made a decision, all the paperwork was very quickly sent over. Even though Megan went on holiday, her emails were picked up and responded to exceptionally quickly. The whole remortgage process was done in about a week! Very impressed and will definitely be using them again.Posted on Zoe Byrne4 September 2025 I’ve now worked with Megan on two separate occasions once for a property purchase and another for a re-finance and I wouldn’t hesitate to return for any future mortgage needs. She is consistently efficient, professional, and incredibly responsive — always willing to go above and beyond to ensure everything runs smoothly. Megan is extremely knowledgeable and provides clear guidance throughout the entire mortgage application process. She’s quick to respond to queries and takes the stress out of what can otherwise be a complicated process. I would highly recommend Megan to anyone seeking mortgage advice or services — truly a pleasure to work with and a reliable expert in her field.Posted on Charles Gutu30 June 2025 I am well pleased with the services provided by Advocate in making my aspirations a reality in my property journey. All issues were addressed promptly and fully and this accompanied with updates.Posted on Chirag Kundalia2 June 2025 I would highly recommend Advocate finance. I personally had a complex situation that other brokers could not find a solution for. However, Megan from the first day we spoke has made the complex situation very smooth and simple. She has been very helpful at explaining and providing me with all options and could not speak highly enough of her!Posted on Mike Dan20 March 2025 Great service from start to finish especially from Megan. I look forward to our next transaction!Load more